Kreditech
End-to-end consumer lending company using alternative data and machine learning to provide credit access to underbanked consumers globally.
Est. Valuation
$200M
$199,999,980 · 5× ARR estimate
Monthly Revenue (MRR)
$3.3M
$3,333,333/mo
Annual Revenue (ARR)
$40M
$39,999,996/yr
Founded
2012
Kreditech Revenue History
Revenue history for Kreditech from 2016 to 2026.
| Year | MRR | ARR | YoY Growth | Source |
|---|---|---|---|---|
| 2016 | $3,333,333 | $40,000,000 | — | Dec 2016 |
How Kreditech Makes Money
Kreditech Funding
Kreditech is fully bootstrapped with no outside funding. The company has grown to $39,999,996 ARR organically.
Kreditech Founders
Alexander Graubner-Müller
CEO
Kreditech FAQ
How much does Kreditech make?
What is Kreditech's valuation?
Who founded Kreditech?
Is Kreditech bootstrapped?
What does Kreditech do?
Companies Similar to Kreditech
SaaS companies with similar tags and business models.
How We Estimate Kreditech's Revenue & Valuation
Profitable tracks revenue, valuation, and other key metrics for thousands of companies using a layered confidence model. Each revenue figure on this page is tagged with one of three confidence levels:
- Verified — directly confirmed via Stripe integration or audited filings.
- Self-reported — numbers publicly shared by the founder on X, blog posts, or interviews.
- Estimated — derived from publicly available signals (traffic, employee count, pricing, comparables).
Valuation follows a hierarchy: public companies use the live market cap; private companies with disclosed funding rounds use the last reported valuation; otherwise we apply a conservative 5× ARR multiple as an estimate. Multiples vary by business model — SaaS typically sits 5–7×, profitable bootstrapped operations 3–5×, consumer brands 1–3×, marketplaces 8–12×.
These are estimates, not official figures. Official numbers — when available — will always override estimates.