LendingPoint
AI-driven consumer lending platform offering personal loans from $5K-$50K to borrowers across all credit bands, plus point-of-sale financing for home improvement and medical.
Est. Valuation
$3B
$3,000,000,000 · 5× ARR estimate
Monthly Revenue (MRR)
$50M
$50,000,000/mo
Annual Revenue (ARR)
$600M
$600,000,000/yr
Founded
2014
LendingPoint Revenue History
Revenue history for LendingPoint from 2022 to 2026.
| Year | MRR | ARR | YoY Growth | Source |
|---|---|---|---|---|
| 2022 | $50,000,000 | $600,000,000 | — | Apr 2022 |
How LendingPoint Makes Money
LendingPoint Funding
LendingPoint is fully bootstrapped with no outside funding. The company has grown to $600,000,000 ARR organically.
LendingPoint Founders
Tom Burnside
CEO
LendingPoint FAQ
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What does LendingPoint do?
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How We Estimate LendingPoint's Revenue & Valuation
Profitable tracks revenue, valuation, and other key metrics for thousands of companies using a layered confidence model. Each revenue figure on this page is tagged with one of three confidence levels:
- Verified — directly confirmed via Stripe integration or audited filings.
- Self-reported — numbers publicly shared by the founder on X, blog posts, or interviews.
- Estimated — derived from publicly available signals (traffic, employee count, pricing, comparables).
Valuation follows a hierarchy: public companies use the live market cap; private companies with disclosed funding rounds use the last reported valuation; otherwise we apply a conservative 5× ARR multiple as an estimate. Multiples vary by business model — SaaS typically sits 5–7×, profitable bootstrapped operations 3–5×, consumer brands 1–3×, marketplaces 8–12×.
These are estimates, not official figures. Official numbers — when available — will always override estimates.