Betterment

Betterment

betterment.com·United States·Updated May 27, 2017

Online automated investment advisor (robo-advisor) that manages diversified portfolios with tax optimization, automatic rebalancing, and dividend shielding at a 0.25% annual AUM fee.

FintechSaaS

Est. Valuation

$102.5M

$102,499,980 · 5× ARR estimate

Monthly Revenue (MRR)

$1.7M

$1,708,333/mo

Annual Revenue (ARR)

$20.5M

$20,499,996/yr

Employees

220

Founded

2008

Betterment Revenue History

Revenue history for Betterment from 2017 to 2026.

YearMRRARRYoY GrowthSource
2017$1,708,333$20,500,000May 2017

How Betterment Makes Money

subscriptions

Betterment Funding

Betterment is fully bootstrapped with no outside funding. The company has grown to $20,499,996 ARR organically.

Betterment Founders

Jon Stein

CEO & Founder

Sean

Co-founder

Eli

Co-founder

Betterment FAQ

How much does Betterment make?
Betterment generates $1,708,333 in monthly recurring revenue (MRR), which is $20,499,996 annualized (ARR). This revenue figure is self-reported by the founder.
What is Betterment's valuation?
Betterment's estimated valuation is $102,499,980, calculated as a 5× multiple of its annual recurring revenue (a standard SaaS benchmark for unverified companies).
Who founded Betterment?
Betterment was founded in 2008 by Jon Stein (CEO & Founder), Sean (Co-founder), Eli (Co-founder). The company is based in US.
Is Betterment bootstrapped?
Yes, Betterment is fully bootstrapped with no outside funding. The company has grown to $20,499,996 ARR organically.
What does Betterment do?
Online automated investment advisor (robo-advisor) that manages diversified portfolios with tax optimization, automatic rebalancing, and dividend shielding at a 0.25% annual AUM fee. Betterment operates in the Fintech, SaaS space.

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How We Estimate Betterment's Revenue & Valuation

Profitable tracks revenue, valuation, and other key metrics for thousands of companies using a layered confidence model. Each revenue figure on this page is tagged with one of three confidence levels:

  • Verified — directly confirmed via Stripe integration or audited filings.
  • Self-reported — numbers publicly shared by the founder on X, blog posts, or interviews.
  • Estimated — derived from publicly available signals (traffic, employee count, pricing, comparables).

Valuation follows a hierarchy: public companies use the live market cap; private companies with disclosed funding rounds use the last reported valuation; otherwise we apply a conservative 5× ARR multiple as an estimate. Multiples vary by business model — SaaS typically sits 5–7×, profitable bootstrapped operations 3–5×, consumer brands 1–3×, marketplaces 8–12×.

These are estimates, not official figures. Official numbers — when available — will always override estimates.